List of Trusted OJK 2020 Online Loan Fintech
It is important for you to know the list of fintech loans online at OJK 2020, where this list can help you find a reliable credit place. As we know everyone needs credit at the moment and to meet their needs or build a business. Sometimes the amount of money required is also not very high where it does not reach the minimum limit offered if it comes directly to the bank.
Especially when taking credit, it must be adjusted according to its ability to pay. Because if some people borrow in large quantities, they are not necessarily able to repay it. At the same time, now the development of technology is rapidly advancing, which has made it easier for people to take credit. So usually if you want to take credit, you have to come directly to the bank, but only with the smartphone application, someone can get money.
However, not all online-based loans are trusted, in fact, it is not uncommon for the loan to be illegal so that it will have a bad effect on you in the future . It has been proven that there have been many people who have been victims of online credit . In fact, it is not uncommon for them to be violent when they collect their money. Therefore, it is very important for you to know the list of Fintech Online Loan OJK 2020 .
Generally, online credit included in this list is relied upon because OJK is one of the institutions that are financial institutions in Indonesia. It is certain that this online credit company is trustworthy and will not embarrass you while asking for a bill. By becoming a member of such a financial agency, it makes it easier for you when you need money.
List of Online Loan Companies d i OJK
For those of you who do not want to venture into the bank, you should know about the list of online OJK 2020 fintech loans. Without a doubt, it is not easy for an online credit institution to get accredited by OJK because it must meet a number of requirements. So it is certain that if it is registered with the Financial Services Authority there is no need to doubt how qualified it is.
The names of several online credit companies such as Danma, Investory, Amartha, Express Wallet, and many others are among the companies under the control of OJK. Of course, there are many online credit companies that have been registered with the Financial Services Authority, so don’t forget to check if they are registered before joining a single company.
In this way you can know that the quality of the company is good. For more information on the list of online OJK 2020 fintech loans , don’t forget to visit OJK’s website. Because there is a lot of information on that place that mentions both such offline and online financial institutions. So as a service user, don’t be lazy in searching for information, especially things like that, it’s very important.
Because it can have an impact on your finances, especially since the money is used to open a business. So instead of plunging into debt to make yourself poor, it is a good idea to choose the right financial services. So with this credit, it can improve the economy, not the other way that makes the economy messy.
The importance of choosing a registered company
Although there are a lot of online credit companies coming up right now, it is very important for you to choose one of the OJK 2020 online loan fintech lists. Because there are many reasons, such as one of them being that they are legal. So it is definitely relied upon and penalties are paid as per the interest system and rules laid down by the Financial Services Authority.
Because if they use illegal services, they fix interest rates much higher than those fixed by the Financial Services Authority. Of course, if you use these illegal services, users will be very deprived because they will pay much more than using banking services. Not only has the interest rate been set high but the penalties per day are also not in minority.
So just imagine that if you borrow money and pay the bill late then what is very deprived is you. Apart from this, there are many such companies in the market that reduce the loss of lives. Even such companies if customers delay in making payments they do not hesitate to use violence and even humiliate them for making timely payments.
So, to be safe, it is better to use the services of one of the OJK 2020 online loan fintech lists. In addition, the company makes it easier for customers so that they do not feel uncomfortable while using their services. In addition, in reminding customers, the company uses ethics and not just violence.
Tips for choosing the right online loan
In order to get one of the companies from the online loan fintech list of OJK 2020, there are many things that need to be considered. It is useful so that you get one who not only qualifies but follows the rules so as not to lose himself. In addition, the company must be registered with OJK, then see if they provide an information center.
The purpose of the presence of this information centre is to make it easier for potential customers to know the internal and external parts of the company. Thus, it is easy for customers to consider whether the company is usable or not. Because everyone wants to use quality services for themselves. One feature is the availability of a website whether they provide information centers or not.
Because of that website, they provide information about the company so that everyone is aware of their benefits, including being registered with OJK. So if your destination company is not included in the OJK 2020 online loan fintech list, it would be better to find other companies that may be of high quality.
Without a doubt, paying attention to these points can help to find quality points although there are now many illegal versions. Because using those who are trusted can benefit oneself and not be insulted. Because the illegal version uses a lot of violence and even insults its customers so that the bills can be paid. Because there are many people who have been victims of such a system.
The importance of finding information for potential customers
Before using the services of one of the companies on the OJK 2020 online loan fintech list, it is mandatory to find as much information as possible for potential customers. The presence of information apart from being able to get quality can avoid illegal companies. This situation is because you know very well what the name and system is in lending.
In addition, it is very easy to find such basic information as it is not only on the website of the Financial Services Authority, but also on other websites. Keeping in mind that the Internet is currently one of the most complete sources of knowledge but make sure that the information is reliably obtained. This way, you can take a loan comfortably and securely. So the loan money can be used for good things.
However, what is doing the rounds now is that people have a lot of corrupted information, even potential customers are lazy to find information so that it is much easier to be cheated by illegal companies. In fact, parties like OJK have done a lot of financial socialization to increase the knowledge of potential customers and make them smarter.
So it is useless for parties like OJK to socialise but people are still lazy to find information. It has been proven that so far there are still many people who do not know about the OJK 2020 online loan fintech list so that many of them choose to use illegal services instead of registered and explicit services.